The Student�s Guide to Affordable Travel Insurance
Students the world over are notorious for being broke yet it is
at this time of life that many people develop a desire to travel
abroad. Some want to go on a gap year, some want to go backpacking
during the summer break and others want to go on their first vacation
alone or with friends. This means that there is a huge demand for
some sort of comprehensive travel insurance that is affordable
to those who may have a very tight budget.
A call for policies that are suitable for young people with little
money has led to a growth in companies who offer student international
travel insurance. Student international travel insurance was first
developed to enable students to pursue courses of study in places
other than their country of origin. This type of insurance is also
available for some people who may have long since lost all claim
to student status, but nevertheless need to find travel insurance
that suits their pocket. This is because some companies offer student
international travel insurance not only to full and part-time students
but to their dependents and family members as well. However, the
age limit on many of these types of policies is forty nine rather
than the usual sixty five or seventy.
If you are looking for student international travel insurance
then it is well worth your while to shop around as there are companies
out there who will cover the whole cost of incidents of illness,
injury, evacuation and repatriation (getting them out of there
and getting them home). These same companies may also offer a choice
of cover so that you can ensure against sports and driving risks
and dental care. Some companies will even ensure against accidental
damage to a laptop while you are abroad. Cover for medical care
can be up to as much as $100,000 with policies as low as sixty
dollars. You will need to provide evidence of the name of your
college and your program of study.
As a general rule you would also want cover against luggage and
travel documents being lost and stolen, and you might want to look
at the cost of ensuring against cancellation. Should you need to
cancel at the last minute, however good the reason, then without
insurance you will undoubtedly lose your money as most companies
have a policy of no refunds within a certain time frame. Whatever
extra cover you might want above and beyond the basic policy will
of course involve an extra cost, but this could be as little as
another $10 or $20. So it is worth shopping around some sites to
look at are: